Nurse Denied Long-Term Disability Benefits By Life Insurance Company
Understanding Long Term Disability Insurance: Lisa Breen's Battle with Reliance Standard Lisa Breen, a registered nurse at Abington Health, found...
Each year, millions of individuals file for Social Security Disability Insurance (SSDI) and other types of disability benefits from the Social Security Administration. Unfortunately, statistics reveal that only 30 percent of these claims are accepted. There are many reasons why the Social Security Administration Administration (SSA) denies an individual’s claims, but some of the most common reasons for these denials include the following elements. For individuals who wish to appeal a decision by the SSA, it is often important to understand the basis for these denials as well as to retain the assistance of a knowledgeable disability attorney who can help receive benefits.
A medical condition must be severe enough to prevent an individual from working for one year or more or result in the death of the applicant. Applicants who have conditions that do not meet these standards will be denied SSDI benefits.
An individual will be denied SSDI benefits if their disability was caused by alcohol or drugs and would improve if the individual quit use of these substances. If this addiction is not the primary cause of a person’s disability, an individual might still be able to obtain SSDI benefits.
To be eligible for SSDI benefits, an applicant must convince the SSA that the individual has a severe medical condition that prevents them from working gainfully. Detailed medical records are often essential to prove this disability. Many applicants are denied SSDI benefits due to failure to provide sufficient medical evidence.
If an individual moves or changes their phone number, the individual must make sure to update the SSA with new contact information. If the SSA cannot reach an individual to discuss the details of a claim, an individual is likely to be denied SSDI benefits.
Individuals who are currently incarcerated cannot receive disability benefits. Individuals must wait until they are released from prison to obtain benefits. Individuals who experience a disability due to the commission of a felony are also ineligible for benefits. Individuals who are on parole or probation are also not entitled to benefits for any month during which the terms of parole or probation were violated.
Individuals who refuse to give the SSA permission to gather medical files or do not attend consultative exams will experience SSDI Denial.
Anyone caught attempting to defraud the SSA will be denied benefits. If an individual is already receiving SSDI benefits, the receipt of SSDI will be terminated. In addition to not receiving SSDI benefits, individuals will also be prosecuted to the full extent of the law.
An individual who applies for SSDI is at risk of being denied benefits if the individual continues to work and earns greater than the substantial gainful activity threshold.
There are many reasons why SSDI benefits can be denied. Working with an attorney at Whitcomb Selinsky, PC, or its disability arm, Rocky Mountain Disability Law Group, can decrease the risk of SSDI Denial. Do not hesitate to contact our office today by either calling (866) 433-4116, (303) 534-1958, or filling out our online form.
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