Twin City Fire Wins Appeal Over Wage and Hour Policy Exclusion

Mar 19, 2025
1 min read
Updated: 3 days ago
Twin City Fire Insurance Company disputed coverage for claims arising from Glenn O. Hawbaker's alleged misallocation of prevailing-wage fringe benefits. The Third Circuit affirmed that the policy's wage-and-hour exclusion broadly covered the underlying PWA, Davis-Bacon, ERISA, and wage-payment claims. Because the claims were connected to alleged wage violations, Twin City had no duty to defend or indemnify the insured.




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